Retailers use Postilion for fast, accurate, and cost-effective in-store data collection and transaction management. Covering all aspects of payment from the POS to the processor, acquirer or bank, and including post-transaction processing, the Postilion solution for retailers is made up of components that can be chosen to provide a solution based on each retailer's specific needs.

• PIN pads integrated with electronic cash registers
• Stand-alone POS terminals
• Self-checkout terminals
• Internet
• ATMs or kiosks
• Call centers
• Mobile phones
• Transactions switched into the system from third parties

Postilion for Retail offers:

• POS payments - the solution covers all aspects of payment from the POS to the processor, acquirer, or bank for authorization - and includes post-transaction processing.
• Card management - the solution offers a range of card management services
• Internet shopping - the solution offers retailers an Internet shopping solution designed for card-not-present transactions where the solution interfaces to a retailer's Internet store

Postilion key features and benefits:

• Simple POS integration: the Postilion in-store component provides a range of deployment and interface options, allowing for quick integration
• Device independence: peripheral devices like card readers and PIN pads are integrated very easily into the transaction processing system
• Stand-in authorization: based on limits configured per card type, this is offered both in the store and centrally at the switch
• Reporting by store, region, and enterprise: this is designed to assist in the management of the entire system, from the store level through to the switch and beyond
• Centralized management of parameters, configuration and monitoring
• Value-added services: transaction types such as prepaid telephone top-ups from the POS are supported
• EMV support: smart cards are processed using EMV level 2 devices, providing reliability, speed and efficiency at the POS, and passed through to the transaction switch
• Gift card management: gift card production and redemption are fully catered for, eliminating fraud and reducing cost