Third-party processors and ISOs use Postilion to drive ATMs and POS devices, manage online connections to EFT networks, offer card management services, and provide both batch and online connections to customer institutions. Full back-office reporting and information management services are included.
Postilion for Processors and ISOs offers:
- ATM driving - the solution meets all ATM driving needs, such as network management, business management, and advanced-function features
- Card management - the solution offers a range of card management services required by card issuers or by merchant acquirers who manage card programs on behalf of third parties
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Merchant acquiring - the solution meets the requirements of any business that processes POS transactions
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POS payments - the solution embraces all aspects of payment from the POS to the processor, acquirer, or bank for authorization - and includes post-transaction processing
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Internet shopping - the solution offers an Internet shopping solution, designed for card-not-present transactions where the solution interfaces to a retailer's Internet store
Postilion key features and benefits:
- End-to-end terminal driving of standard and advanced ATMs/POS devices
- Multi-channel driving and acquiring provide for the integration of all transaction channels
- Switching to hosts and credit/debit networks
- Stand-in capabilities ensure transactions are approved in real time with minimal risk, even when the authorizer is unavailable
- Automated reconciliation pinpoints reconciliation errors on a daily basis
- Full balancing and settlement reports, available posting extracts and other end-of-day business processing options
- Compliant with current and future security requirements such as 3DES and EMV
- Advanced transactions such as prepay phone top-up can be offered to cardholders, increasing revenues
- Total cost-of-ownership is reduced by the familiar, easy-to-support operating system and platform
- Real-time transaction queries and device monitoring ensure continuous customer services
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