The Postilion for Banks and Credit Unions solution meets all of your self-service banking business needs, including retail Internet banking, business Internet banking, ATM driving, POS acquiring, voice banking, mobile banking, and card management. Postilion for Banks and Credit Unions, made up of selected modules from the Postilion family of products, can be deployed quickly, is easily supported, and offers flexible options not available in the market today.

Postilion for Banks and Credit Unions offers an end-to-end solution with a single platform for fully integrated self-service banking transactions and a centralized point of reference for support, upgrades, and administration. This enables your organization to focus on customer service and the future of your self-service banking with the confidence that one vendor will support your next-generation plans.

In card-present environments, practically any payment instrument is accepted by the Postilion for Banks and Credit Unions solution: magnetic stripe cards, EMV smart cards, cash, checks/cheques, gift cards, stored value cards, and private label cards.

Postilion for Banks and Credit Unions offers:

• Retail Internet banking (IBS Retail Banking) - the solution offers a comprehensive Internet banking service for retail customers, including account balance inquiries, transfers, bill payments, and user alerts
• Business Internet banking (IBS Cash Management) - the solution offers a comprehensive Internet banking service for business customers, including a sophisticated set of account, transfer, payment, and self-service functionalities, secure and robust protection against fraudulent activities, and targeted reporting
• ATM driving - the solution meets all ATM driving needs, such as network management, business management, and advanced-function features
• Voice banking - the solution delivers the range of voice banking functionality, such as online and offline transaction processing, call flow management, and voice driver management
• Mobile services - the solution offers end-to-end secure banking and transacting using mobile devices for person-to-person payments, prepaid airtime purchases, prepaid electricity purchases, bill payments, balance inquiries, account transfers, and activity alerts
• Card management - the solution offers a range of card management services required by card issuers or by merchant acquirers who manage card programs on behalf of third parties
• Merchant acquiring - the solution meets the requirements of any business that processes POS transactions on behalf of merchants

Postilion key features and benefits:

• Common administration portal - an easy-to-use browser-based interface gives a unified view of customers
• Single host integration point - self-service banking channels are integrated on Postilion
• Real-time authorization - advanced stand-in capabilities ensure transactions are approved in real time with minimal risk, even when the host or authorization network is unavailable
• End-of-day business processing - the solution offers automated reconciliation, full balancing and settlement reports, fee calculation, general ledger posting extracts, and other options
• 3DES and EMV ready - Postilion is compliant with current and future security requirements
• Advanced-transaction support - valuable new transactions are available, such as wire transfers, check cashing, and money orders